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Eric Gall || November 14, 2017

A Time of Great Change

As you probably know, the mortgage rules are changing once again, effective January 1. The introduction of the minimum qualifying rate (stress test), this time for uninsured buyers, may be the...

Eric Gall || February 21, 2017

Pre-Approval or Pre-Qualify – What’s The Difference?

I get this question a lot and I see quite a few clients coming too me saying they have been pre-approved but received a decline when they had an offer on the table.To get a mortgage you basically need...

Eric Gall || January 20, 2017

Tips to help you buy your first home

Buying a home is one of the biggest financial decisions you will make, so it pays to make an informed decision. I will assist you with the entire home buying process from the moment you decide to buy...

Eric Gall || January 20, 2017

Use these saving tips to become mortgage free!

Good news! It only takes small changes for you to become mortgage free and save thousands of dollars in interest. In December, Mortgage Professionals Canada released its annual state of the housing...