My Mortgage Blog — Latest Posts
A Time of Great Change
As you probably know, the mortgage rules are changing once again, effective January 1. The introduction of the minimum qualifying rate (stress test), this time for uninsured buyers, may be the...
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Pre-Approval or Pre-Qualify – What’s The Difference?
I get this question a lot and I see quite a few clients coming too me saying they have been pre-approved but received a decline when they had an offer on the table.To get a mortgage you basically need...
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Do you know all the costs of buying a home?
Before you take possession of your new home, you need to consider any and all additional costs of obtaining your mortgage - closing costs.. Home inspection...
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Canada set to grow in different ways
The Canadian economy is poised to grow again, but in a very different way according to the Bank of Canada’s (BoC) recently-released Monetary Policy Report. The BoC expects global economic growth to...
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